PPI

We are sorry but we are no longer accepting claims for new customers.

However, we are continuing to assist our existing customers to claim back the PPI payments that were mis-sold to them as well as any tax that was deducted on their PPI refunds.

Have you been "PLEVINED?"

"Plevined" is coined from the Plevin vs. Paragon Personal Finance legal case, where the Supreme Court ruled that Mrs Plevin was not informed about the amount of secret commission (71.8%) paid to Paragon Personal Finance by the Payment Protection Insurance (PPI) provider and that was unfair. Because of that ruling Mrs Plevin was entitled to some of the PPI payments that she made to Paragon, plus 8% interest per year.

The ruling has now paved the way for more people to also claim back unfair commissions paid to their lenders, even if a previous PPI claim was rejected by the lender or The Financial Ombudsman Service.

Have you previously made a claim but it was rejected by your lender as not mis-sold?

If you made a claim for mis-sold PPI and the lender rejected it as not mis-sold, it’s possible for you to continue to pursue a claim. We have written to all our affected customers to inform them that they can still pursue their claims.

These claims are possible if the lender did not disclose the amount of commission that they were paid by the PPI policy providers. If your lender did not disclose the amount of commission to you, then that created an ‘unfair’ relationship and you have a legal right to make a claim.

Claims Advisory Services are a Claims Management Company. We offer a free PPI checking service. You don’t have to use us to check if you had PPI, you can contact the lender direct. There is no charge to cancel the PPI checking service. Please click here to view our Terms and Conditions for this service. Where we identify that you may be able to make a Plevin PPI claim we will recommend you to one of our panel of law firms. You are under no obligation to make a claim using the law firm we recommend; you can make a complaint through a law firm of your choice or you can approach the Financial Ombudsman Service for Free. If you pursue a claim with one of our panel of law firms, they will charge a fee if your claim is successful, The law firm will ask you to sign their documentation (which includes information about their fees and cancellation policy) before they start your claim. For example, typically customers pay 40% plus VAT (48% in total) of the amount recovered although this will be subject to your individual circumstances. If you cancel after the 14 day cooling off period they may charge a cancellation fee. We will receive an introducer fee from the Solicitor if you go ahead, this fee is not payable by you.